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  • Bankruptcy Test

    Bankruptcy Test

    Making a decision about a possible bankruptcy can be stressful, frightening and confusing. You don’t have to make this decision alone. Michael J. Dawson, CHTD., are dedicated to providing you with...

  • Credit Card Debt

    Credit Card Debt

    One of the most common reasons people in Nevada file for bankruptcy protection is overwhelming credit card debt. At Michael J. Dawson, CHTD., we offer a free telephone consultation to discuss how you can reduce or entirely eliminate your credit card debt.

  • Creditor Harassment

    Creditor Harassment

    Creditor harassment has become a serious problem in the current economy. Debt collectors sometimes engage is practices that are abusive and improper. If you have been subjected to harassment by your creditors...

  • Getting Rid of Second Mortgages

    Getting Rid of Second Mortgages

    Millions of American homeowners are now "upside-down" on their home mortgage loans and they are looking for a way out. For many homeowners, particularly those who have both first and second mortgages, they owe a lot more money...

  • Benefits of Bankruptcy

    Benefits of Bankruptcy

    An individual contemplating bankruptcy should seek out as much information as possible. The bankruptcy process is complex and will have a major impact on your life...

  • Avoiding Bankruptcy

    Avoiding Bankruptcy

    Even though a person may be struggling with debt and feeling hopeless, bankruptcy may not be the best option. Instead, in some situations, it may be better to avoid bankruptcy altogether.

  • Why Hire a Bankruptcy Attorney?

    Why Hire a Bankruptcy Attorney?

    If you are thinking about filing for Chapter 7 or Chapter 13 bankruptcy, it is important that you seek representation from a qualified bankruptcy attorney. The bankruptcy process can be complicated, and mistakes can result in serious consequences to your future.

  • Chapter 7 vs. Chapter 13

    Chapter 7 vs. Chapter 13

    Both Chapter 7 and Chapter 13 bankruptcy are types of consumer bankruptcies that are filed by people who are struggling with their debt and finding it difficult to repay their creditors. However, each type of bankruptcy is uniquely different...

  • Chapter 13

    Chapter 13

    Chapter 13 Bankruptcy was designed to give people the option of applying a percentage of their future earnings to a portion of their current debts over an extended period of time. Chapter 13 bankruptcy allows the filer to keep their property...

  • Chapter 11

    Chapter 11

    Chapter 11 is a type of bankruptcy available to businesses that are overwhelmed with debt to their lenders and/or creditors. Chapter 11 is also referred to as "reorganization" bankruptcy and may be used by companies that are classified as...